Payment Processing Resource Center & Blog

Explore practical, source-qualified guidance from Custom Payments LLC on payment processing, ACH, POS systems, customer-facing pricing, and business funding.

Business Payment Questions & Answers

How do businesses lower credit-card processing costs?

Compare the complete effective cost for the same statement period, including transaction charges, fixed fees, equipment, software, gateway, and support terms.

How long does an ACH payment take?

Timing depends on submission, processing, settlement, funding, bank availability, cutoffs, weekends, risk review, and provider terms.

Can I change processors without replacing my POS?

Sometimes. Confirm device ownership, model, software, gateway, account relationship, reprogramming requirements, integrations, and support responsibilities first.

What is dual pricing?

Dual pricing presents different disclosed prices for different payment methods; review current network, acquirer, state, and local requirements before implementation.

How should businesses compare financing offers?

Compare funded amount, total repayment, APR where provided or applicable, payment amount, frequency, term, fees, collateral, guarantees, prepayment, and renewal terms.

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